With Yapini, children learn how to handle digital finances

When are children ready for their own debit card? When is the right time to introduce them to the world of digital payment? We believe that those who learn how to handle money at an early age will be more successful later in life.


For whom have we developed Yapini?

Together with parents and our developer team, we developed "Yapini - the digital children's and youth account", an offer for parents and children.

For the children, so that they can learn how to handle money. With Yapini, children can gradually learn more independence and security in dealing with their finances.

For parents, so they can show children how to use a bank account and debit card properly. Challenges like saving, digital payments and financial security can also be mastered together with Yapini.

Sack money, a week's allowance for an office, or a need from the godfather: Yapini gives parents and children the opportunity to manage money together in an uncomplicated way.

How does Yapini work?

Yapini is a digital account for children and young people from the age of 7. The paperless account opening is possible within a few minutes at the invitation of a parent. With Yapini, account holders receive a Visa Debit Card including mobile payments, although each provider has its own minimum age requirements.

It is important for parents to keep track of their children's finances. For this reason, Yapini makes it possible to check their children's spending at any time. Moreover, with Yapini it is possible to transfer money quickly. Managing the bag money is simple and straightforward.

What can Yapini do?

It is an offer for parents and children: for the children to learn how to handle money. With Yapini, children can gradually learn more independence and confidence in handling their finances. For parents, so they can show children how to use a bank account and debit card properly. Challenges such as saving, digital payment and financial security can also be mastered together with Yapini.

Learning to handle money in a digital world

At the same time, security is our top priority. The Visa Debit has a parental control. YAPEAL protects your children and teenagers by blocking payments for gambling and adult entertainment.

Instant money transfer parent / child

At any time parents can make a transfer. In addition, there is a spending limit on the Yapeal Card, which can be administered by the parents.

Sack money standing order

Sack money, a week's allowance for an office, or a need from the godfather: Yapini gives parents and children the opportunity to manage money together in an uncomplicated way.

Expenditure overview

The child's account balance is displayed on the parent's smartphone.


We think the Yapini solution is great. Both from a parent's and a teenager's point of view. Automatic monthly money transfer is easy, balance overview and card control are practical. When I switched on the Yapini solution, I became a "happy paying customer".

Rolf Father

Very happy with it. What I'm still missing is the savings/investment product. With money in the account, saving is no longer the right word. But this is from my point of view more a general topic, not a Yapini specific topic. (I think Y*h shows very well how this could work). What might be exciting would be some tips and tricks for children on how to handle money properly. Suitable for children prepared possibly also with a few explanatory videos.

ErnestoMawan Father

Why don't you introduce pots now, not everyone has children....

vinz22 Childfree