The YAPEAL app offers a digital wallet for flexible management of finances anywhere. The option to pay bills is open to the user at any time, and online shopping also benefits from a favorable exchange rate. In addition, there are numerous other benefits.

All information conveniently on the big screen.

Test all features of our business price plans for one month free of charge.

The entrusted money is kept in an account in Switzerland and can be accessed by the owner at any time. There is hardly a safer place for the money.

The cost of an additional account (monthly)

The last 12 letters of the IBAN can be defined by the user to give the account an individual touch.

Scan QR code, confirm payment and the bill is settled!

Payments between Yapsters are processed within seconds - and are included in all price plans.

Transfer money directly in our app with WISE to over 80 countries. It's fast and costs little.

The Free price plan includes 5 domestic payments per month (total incoming/outgoing), additional payments cost CHF 0.30

The cost of additional domestic payments

Ideal for making payments at home and abroad, as well as online: the practical Visa Debit Card, for which there are no additional fees.

The monthly cost of additional Visa Debit cards

Depending on the price plan, the replacement card is included.

The virtual Visa Debit card is immediately available in the app.
No waiting, use all the advantages of YAPEAL immediately.

The monthly costs for additional virtual Visa Debit cards

Secure and contactless payment everywhere with your smartphone. It doesn't matter whether Apple Pay, Samsung Pay or Google Pay is used.

Cost of cash withdrawal in Switzerland from Swiss francs.

Costs for cash withdrawal in Switzerland from EURO.

Frais de retrait d'espèces à l'étranger. Les exploitants de distributeurs automatiques à l'étranger peuvent prélever des frais pour le retrait d'espèces. YAPEAL n'a malheureusement aucune influence sur ce supplément.

With us, there are no basic fees for using the Visa Debit Card.

The possibility of making purchases abroad with the Visa Debit Card.

We do not charge a premium on the VISA FX rate and pass it on 1:1. This makes us 3-5% cheaper than cards from traditional banks.

Shop safely and at advantageous rates on the Internet.

Easily set spending limits in the app or in the web app.

As a YAPSTER you benefit from attractive cashback offers from our partners.

Swiss support, just shake the app and contact our support.

Our support is also available by e-mail.

We charge fees for special requests and questions (per 15 minutes CHF 25.-). However, this is extremely rare.