Mission-critical payments, like fund distributions, margin calls, payroll, vendor settlements, and capital calls, are vital to asset management and other industries. These payments face challenges due to high stakes, time sensitivity, and regulatory requirements.
After analyzing the situation with various customers, we have discovered that the challenges are significant, but manageable.
Delays in executing payments can lead to severe consequences, such as missed investment opportunities, penalties for late payments, or damage to reputation.
Mission-critical payments are subject to strict regulatory oversight, including anti-money laundering (AML), know-your-customer (KYC), and cross-border tax regulations.
Reliance on manual processes for payment approvals and execution increases the risk of errors and delays.
Ensuring liquidity for large payments is challenging, especially in volatile markets. Lack of real-time visibility and audit trails complicates tracking payment status and meeting reporting needs.
All legal entities with dedicated accounts on the YAPEAL platform.
Instant payment from account to account.
End-to-end automation from initiation to receiving.
Accounts can store any kind of assets and provide a wide range of metadata like IBAN, V-IBAN, currency, digital tokens, ….
Administrators at all legal entities can trigger payment transactions seamlessly.
Provide stakeholders with a transparent view of payment statuses, liquidity positions, and pending approvals.
Pre-schedule, instantaneous flow of funds across multiple layers.
Online identification of natural & juristic persons. FINMA compliant and 100% digital. Effortless.
Features like biometric authentication, role-based access controls, and AI-powered fraud detection ensure secure payment execution.
YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.
We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.
YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.
Open your YAPEAL business account today and experience maximum security, minimum effort and a solution tailored to mission-critical payments!
How YAPEAL Transformed Payment Processing for a Leading Investment Firm. Read more here
Reclaim Control of your SaaS Budget with a Subscription Expense Solution from YAPEAL. Read more here
How a Swiss Investment Management Firm Gained Efficiency, Control, and Compliance with YAPEAL Expense Cards. Read more here
Test it thoroughly, at no costs, after the onboarding has been completed. Cancel anytime. No cancellation fees, as with our cards, you can cancel within minutes.
Our plans are build to scale with your company - Transparent, Simple and Scalable.
Find the plan that fits your needs. Your Business. Enabled
Monthly
Yearly
9.00
/Monthly
YAPEAL Web App
1x Swiss Account
Unlimited Domestic Payments
Free Additional Domestic Payments (CHF)
Free Collecting Sepa payment (CHF)
Free Send Sepa payment (CHF)
Free Collecting Swift payment (CHF)
Send Swift payment (CHF 4.-.)
Unlimited cash back*
49.00
/Monthly
YAPEAL Web App
3x Swiss Accounts
Unlimited Domestic Payments
Free Additional Domestic Payments (CHF)
Free Collecting Sepa payment (CHF)
Free Send Sepa payment (CHF)
Free Collecting Swift payment (CHF)
Send Swift payment (CHF 4.-.)
Unlimited cash back*
*Depending on transaction volume
Only a few clicks away from your secure mission-critical payment solution.