Your Customer Engagement. Enabled.

By leveraging YAPEAL’s embedded finance offerings, businesses can offer personalized financial solutions that enhance customer relationships, boost engagement, and create recurring revenue streams.

Trusted by

Increase your customer retention rate by 20%, while increasing purchasing rates by 25%, through personalized offerings and cashback incentives.

Common challenges we solve with our customer engagement solution

Limited engagement

Many businesses struggle to maintain meaningful, recurring touchpoints with their customers.

Generic loyalty programs

Standard rewards programs often fail to stand out or create a compelling reason for customers to stay loyal.

Lack of personalization

One-size-fits-all solutions do not cater to diverse customer needs or preferences.

Churn risks

Without ongoing value, customers may seek alternatives, resulting in reduced retention rates.

Your solution: Using YAPEAL, this is your new way to engage your customers

Domestic Swiss accounts

  • Fast and Easy setup, remotely without visiting a branch.

  • Impress your customers with Instant and Personalized IBAN.

  • Handle Multiple Accounts within the same instance.

Better payments

  • Make domestic payments in an instant.

  • For your international payments,  benefit from our transparent fees and best FX rates.

  • Simplify payments with eBill and QR-code integration, making invoicing and payments as smooth as possible.

  • Authorize your team members through our Rights Management.

Branded debit cards

  • With our self-sovereign card solution, issue personalized, branded payment cards linked to a loyalty program.

  • Offer unique rewards such as cashback, discounts, or exclusive perks for card usage.

Embedded financial services

  • Provide seamless access to financial tools like savings wallets, installment payment options, or budgeting features directly within your app or platform.

  • Integrate these tools with the payment card to offer a cohesive, value-added customer experience.

Data-driven personalization

  • Use transaction data to understand customer preferences and tailor rewards and promotions.

  • Implement dynamic rewards that adapt to customer behavior, such as offering double points during peak shopping seasons.

Real-time engagement

  • Enable instant notifications for rewards earned, loyalty milestones achieved, or exclusive offers to keep customers engaged.

  • Provide transparency by allowing customers to track their rewards and spending through a user-friendly app.

Subscription-based benefits

  • Introduce subscription plans tied to the payment card, offering premium perks such as free shipping, early access to sales, or VIP customer service.

Join our 800+ business customers

One month free trial period: Test it thoroughly at no costs, after onboarding. 

Cancel anytime: No cancellation fees, as with our cards, you can cancel within minutes.

Peace of mind with our Swiss regulatory framework and highest security standards

FINMA Regulated

YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.

Swiss Made

We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.

SNB Account

YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.

Benefits of YAPEAL’S Embedded Finance Solutions for customer engagement and retention

For your business

  • Stronger engagement: Regular touchpoints through payments and rewards build lasting connections.
  • Revenue growth: Increased transactions and premium card subscriptions boost revenue.
  • Customer insights: Transaction data enable better targeting and personalization.

For your clients

  • Enhanced value: Rewards, cashback, and financial tools add tangible benefits to their experience.
  • Convenience: Integrated tools like budgeting and savings simplify financial management.
  • Exclusive perks: Membership benefits create a sense of exclusivity and belonging.

Your Business. Enabled.

Not sure, which price plan is right for you? Let us help you.