Your Customer Identification (KYC). Enabled.

With YAPEAL’s Identification solution (KYC), customers can verify their identity anytime, anywhere, in seconds - no branch visits needed. Enjoy seamless digital onboarding, boosting conversions while complying with FINMA regulations.

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Why is the right KYC solution important to your business?

Regulatory compliance

Embedded Finance solutions operate within complex ecosystems. KYC ensures compliance by verifying user identities, preventing money laundering, fraud, and other illicit activities.

Risk mitigation

KYC reduces financial and reputational risks by ensuring only legitimate users access the system. By screening users against global watchlists and verifying credentials, risks are mitigated early in onboarding.

Enhanced user trust

Integrating robust KYC processes in Embedded Finance solutions shows a commitment to safeguarding customer data and funds, building trust with users and partners, which is key to driving adoption and retention.

Facilitating global expansion

For Embedded Finance providers looking to scale internationally, KYC processes help navigate diverse regulatory landscapes. It ensures compliance across regions, enabling businesses to expand confidently into new markets.

Your solution: Obtain a KYC service of the highest standards in trust and compliance, from YAPEAL.

Compliant? We got you

Fully compliant with anti-money laundering laws, it’s designed to adapt seamlessly to your specific requirements, giving you peace of mind and the flexibility to focus on growing your business.

Build for the Cloud

Say goodbye to paperwork and delays! With YAPEALs’ fast and automated KYC solutions, you can onboard your customers in just minutes—no matter where they are in the world. Effortless, efficient, and designed with your convenience in mind.

World Class API

Our cloud-build API scales with you, offering seamless access to our unique ID method and trusted third-party providers.

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Peace of mind with our Swiss regulatory framework and highest security standards

FINMA Regulated

YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.

Swiss Made

We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.

SNB Account

YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.

Benefits of YAPEAL’s Identification solution (KYC)

YAPEAL’s Standard KYC solution takes identity verification to the next level with a seamless and fully digital approach. Combining speed and accuracy, YAPEAL swiftly collects and validates official documents including 90% of  all international passports in any format - PEG, PNG, PDF, and more - through automated checks. 

 

For an even faster option, YAPEAL’s KYC Liveness solution incorporates biometric verification and offers video-based document collection, enabling near-instant verification while maintaining high security standards.

 

No matter which method users choose - Standard or KYC Liveness - they must complete one final verification step: making a SIC credit transfer from a Swiss bank account in their name or fulfilling another due diligence requirement. This additional layer confirms their identity has already been authenticated by a trusted financial institution, reinforcing YAPEAL’s commitment to secure and reliable identity verification.

Your Identification (KYC). Enabled.