Your New Ventures. Enabled.

Expand your value proposition with tailored card solutions. Issue branded cards or provide limited-acceptance cards for use cases like employee benefits, mobility, and more, with YAPEAL’s flexible offerings.

Unlock new opportunities with customized card solutions.

Trusted by

Increase your revenue by up to 5x with financial services embedded, and increase your customer engagement by up to 35% with YAPEAL.

Common challenges for new ventures

Lack of card offering

Enable businesses without card solutions to issue branded cards, enhancing their value proposition and customer engagement.

Limited use case flexibility

Provide tailored cards with restricted acceptance for specific needs, such as employee benefits, mobility, or targeted spending categories.

Complex implementation

Simplify the process of launching a card program with our full-service platform, reducing technical and operational barriers.

Missed revenue opportunities

Unlock new revenue streams through branded cards, including interchange fees, FX spreads, and enhanced client loyalty

Your solution: Generate additional income and expand your market reach with a New Venture growth solution from YAPEAL.

Full flexibility with self-sovereign solutions

  • Take full ownership and control of your data, reducing dependency on intermediaries.

  • Issue your own cards with complete flexibility, fully operated by your business.

  • Leverage a white-labeled solution to showcase your brand across all touchpoints.

Scaling customer acquisition

  • Use data-driven, personalized marketing to target the right customers effectively.

  • Build organic growth with custom referral programs that incentivize customers to bring in new clients.

  • Boost sales by 20% with Buy Now, Pay Later (BNPL) options, increasing conversions and customer satisfaction.

 

Enhancing customer experience

  • Generate personalized financial product recommendations with data-driven insights powered by our cloud-based APIs.

  • Achieve 50-70% higher conversion rates with streamlined, user-friendly onboarding processes.

  • Simplify sign-ups for financial services with digital solutions that enhance the overall user experience.

Streamlining your payment processing

  • Enable seamless card issuance and management, simplifying operations for both private and business clients.

  • Ensure secure and compliant card transactions with integrated payment gateways that safeguard sensitive customer data.

  • Offer diverse card payment options, including debit cards, credit cards, and digital wallets, to enhance customer satisfaction and flexibility.

Operational efficiency & cost savings

  • Cut operational costs by streamlining processes and eliminating redundancies.

  • Boost efficiency by consolidating systems and workflows into a single, seamless platform.

  • Free up resources to focus on client engagement and innovation.

  • Integrate effortlessly into your existing workflows with our advanced APIs, unlocking endless opportunities for innovation and new revenue streams.

Join our 800+ business customers

One month free trial period: Test it thoroughly at no costs, after onboarding. 

Cancel anytime: No cancellation fees, as with our cards, you can cancel within minutes.

Peace of mind with our Swiss regulatory framework and highest security standards

FINMA Regulated

YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.

Swiss Made

We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.

SNB Account

YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.

Embedded finance is a powerful force that empowers new ventures to achieve their full potential. By integrating financial solutions seamlessly into their platforms, startups, and scale-ups can unlock new revenue streams, overcome challenges, and create a brighter future.

Benefits of YAPEAL’s New Ventures growth solution.

For your business

  • Simplify card issuance and payment processes while reducing operational costs.
  • Strengthen brand loyalty with fully branded cards that increase visibility and engagement.
  • Gain valuable insights from card transaction data to drive strategic product development.
  • Unlock new revenue streams through interchange fees, FX spreads, and card-related services.

For your clients

  • Enjoy a smooth and seamless onboarding process for their cards.
  • Access a fully branded, personalized card experience that aligns with your business.
  • Benefit from added value such as rewards, premium perks, and tailored financial tools.

Your New Ventures. Enabled.