Yapeal – Wir sind keine Challenger Bank. Wir fordern das Banking heraus.


It’s your money.

Swiss account, debit card and app.

 

With YAPEAL, there’s no paperwork or hidden fees. Instead, we offer you full control of your money, lower fees for payments and transfers outside Switzerland, and instant transactions.

 

And payments aren’t the only thing we can do quickly –
open your account now in less than five minutes:

 

Hello news
Hello Yapini

Yapini – The digital children and young people account

Learn more

Hello news
Hello Premier League

YAPEAL becomes Presenting Partner of the Premier League

Learn more

Hello news
Hello Wise

Foreign bank transfers

Simple. Fast. Cheap.

Learn more

Hello news
Hello Yapster

Our new referral program.

With our new invitation program, you and your friends benefit!

Invite now

Hello news
Hello Abacus

Abacus Research invests in fintech startup YAPEAL.

News

Hello news
Hello eBill

eBill has never been easier than with YAPEAL:

  • Overview of your open eBills.

  • Approve eBills with a tap.

  • Keep track and plan your expenses.

  • Everything directly integrated in the app
    (which we are especially proud of).

Hello news
Hello Y3A Pension

Your favorite app can now also be the pillar 3a – fully integrated.

Easy Open Pillar 3a, invest easy and save taxes easy. To offer you this, we work together with the professionals from Vontobel.

Y3A Landingpage

Hello news
Hello Samsung Pay

Your YAPEAL debit card on your Samsung mobile phone? You bet.

Now contactless payment with Samsung Pay and YAPEAL.

Samsung Pay

Hello news
Hello Apple Pay

Fast and secure payment with Google Pay.

Paying with Apple Pay is contactless and secure. Just look for the contactless payment symbol when you pay.

Apple Pay

Hello news
Hello Google Pay

Fast and secure payment with Google Pay.

Activate it immediately in your YAPEAL App. Google Pay is the fast, simple way to pay at millions of places – on sites, in apps, and in stores.

Google Pay

That’s what you get at YAPEAL:

● A Swiss account

● A Visa Debit card with Apple Pay, Google Pay and Samsung Pay

● The fastest finance app in Switzerland

● Payments outside Switzerland without exchange rate surcharges

● Y3A pension savings in the app

● Quick help by simply giving your smartphone a shake

● More features available soon

YAP is the new YES

Set the last 12 digits of your IBAN.

Always the best exchange rates for you.
 

Done in 5 minutes. No video, no paper, 100% digital.

With your Visa debit card you’ re welcomed worldwide.

Each transaction is displayed with a picture and location.

We don’t touch your money. What’s yours stays yours.

Apple Pay, Google Pay and Samsung Pay are ready for you.

Your YAPEAL Verify app protects you around the clock.

Spending and receiving money. Safe and fast.

We are constantly improving the app with our community.

We are the first FINMA licensed Fintech.

Check every payment in your app.

With YAPEAL you are welcome in every online store.

Swiss account with Swiss standards.

Pay, send or withdraw without hidden fees.

Take control of your expenses and budget.

Beim Bezahlen profitieren? YAP! Profitiere von exklusiven YAPEAL Deals mit ausgewählten Partnern.

Fastest sign-up

● 100% digital

● No video

● REALLY no paper 🙂

● Done in 5 minutes

Name your account

With us you own more than half of it. Determine the last 12 digits of your personal IBAN. Hurry, because each IBAN only exists once in the world. And with us it’s even free for you.
Unique, isn’t it?

Say YAP more

YAPEAL is your daily companion that makes payment an experience. Whether in Amsterdam, Berlin or Zurich, with your Visa Debit Card you are welcome everywhere. And of course not only live on location but also online. Of course you can use Apple Pay, Google Pay or Samsung Pay with your digital wallet at any time. We are not from the day before yesterday.

 
 

The real real-time

Not only the 100% digital registration is done in no time, without video and paper, but you pay in real time for full control at any time.

Everywhere
and anytime

Whether you are a Global Nomad or a Couch Potato, with YAPEAL you will be the proud owner of a Swiss account. Best of all, your data and money is always safe in Switzerland. Abroad you benefit from the best exchange rates. With YAPEAL you are always on the winning side.

No compromise on security

With the YAPEAL Verify app you enjoy maximum protection, anywhere and anytime. Only your fingerprint or your Face-ID and your mobile phone can access your account. No compromises here.

Never forget a location

Each booking shows you where you were and when with a picture and the corresponding location, so you can always find your favorite restaurants and stores. Furthermore you will never find hidden fees with us. Always transparent for you.

Here to help

Useful functions support you in your everyday life and help you to control and plan your expenses. With YAPEAL, make your mobile your best friend who never lets you down.

Better together

With the YAPEAL Community you can help to decide what we should tackle or optimize next. So you always have the best in your hands.

New in the news