Marc (33)

As a young family man, financial security is particularly important to me. Yapeal helps me manage my finances and allows me to keep everything under control ☝🏻. It is also important to me that my sons learn how to use money from an early age. Yapeal will help me with that too.

I will close my old bank accounts step by step. Yapeal sets new standards in terms of what I expect from a bank. The old, stubborn institutions will have to watch their backs!

Cynthia (22)

What I particularly like is the personal, direct and, above all, familiar tone … I understand what is being said! Unfortunately, this is very often not the case with traditional banks. Sometimes I have no idea what exactly they want from me. Yapeal also combines style and language with social channels, for example with their hashtags. This is exactly what I expect from cool apps and modern companies!

Caroline (56)

Since the beginning of YAPEAL, it makes me proud to have used the revolutionary app and also to have helped shape it’s development, because I know and share the values of YAPEAL. I would have never expected such transparency from a FinTech product, and I don’t just find it refreshing that there is an active community behind it: it also strengthens my trust in the tool.

Tanya (34)

Yapeal convinced me! The card can be used everywhere – even contactless, which I of course presuppose. But a big highlight for me is that the app always shows me immediately what I spent where. So I have an overview at any time and there are no unpleasant surprises at the end of the month regarding the account balance. Since I am at home a lot, as we all are now in the pandemic period, I have the opportunity to devote myself more intensively to my small designer and tailor business and to receive and execute more orders. But since fabric shops are closed, I can only get material online. Yapeal also makes it very easy for me: with the same card I can pay online and I know immediately what I have bought where. I like it very much not to have to wait for the credit card bill and to pay it separately. With the debit card function the amount is deducted directly from my account and I don’t have to do complicated calculations to know what I have left in my budget. For me as a mathematically untalented woman, Yapeal is ideal to keep track of my finances at any time.

Nives (36)

What I like very much is the easy handling for logging-in with a fingerprint scan. All movements are visible at a glance – I often use the filter functions, because I can see my current balance and how much money I have spent. Contactless payment with my smartphone is my absolute favourite and I couldn’t imagine anything else – MUST HAVE!

Paying online works perfectly, is debited immediately and appears clearly in my overview. I even love the logo – it is very eye-catching! I also really appreciate the fast and friendly support – always available and on point!

Sarah (37)

I like the easy handling, no contract numbers and passwords to remember, no paperwork, no signatures and other inconveniences. The login is super easy via Face-ID, the app is clearly arranged without frills, I can immediately see what I have spent and where; the filter function is also great. What I also find great are the push messages as soon as a payment has been made or something has been credited to the account. I am looking forward to the family function so that my teenage daughters can also pay with Yapeal and we can put an end to transferring cash back and forth – but still allowing me to have some control over their expenses.

Jonas (39)

Banking is important and should be fun. YAPEAL supports me in having my finances mobile, transparent and under control throughout my active lifestyle.

Fabian (32)

I was annoyed by the fees at my former main bank (since I do not need cash or access to a bank counter and was not a complex customer) and started to look for alternatives. I first noticed Zak, then Revolut and finally Neon. As I did not wish to rely on the experiences of others, I tried all 3 and immediately wondered why there was nothing more innovative – maybe except Revolut as a pure mobile payment device. All three products have their advantages, but none delivers the complete package (ebills, CH-IBAN, Subaccounts, attractive FX rates …) needed to completely replace an existing main bank. And then I stumbled across an article in which YAPEAL was featured and discovered that YAPEAL is not a by-product of an existing bank, but rather a brand new provider with a registered office and an own FinTech license in Switzerland. The “One Community” approach YAPEAL is aiming for is extremely appealing, since interested parties are allowed to bring forth their concerns right from the start. The first version of the app definitely leaves you wanting more. Payments with the card and online purchases work perfectly.

Other features such as e-bills and sub-accounts will follow. The app is simple and yet structured. In a playful way. A pleasant compromise, both for minimalists and for those who want more information and pictures. Onboarding went smoothly, even without video, and took less than 5 minutes!

I’m excited to see how the journey continues and I’m already looking forward to testing the announced features in the public version of the app. #NewNormal #Yapadabadu #YapstersRock

Olaf (54)

YAPEAL is refreshingly different. The fact that this image was used here – photographed by my 8-year-old son – is confirmation enough!