Basics
YAPEAL App

The YAPEAL app offers a digital wallet for flexible management of finances anywhere. The option to pay bills is open to the user at any time, and online shopping also benefits from a favorable exchange rate. In addition, there are numerous other benefits.

YAPEAL Web App

All information conveniently on the big screen.

Free trial period

Test all features of our business price plans for one month free of charge.

Account
Swiss account incl.

The entrusted money is kept in an account in Switzerland and can be accessed by the owner at any time. There is hardly a safer place for the money.

Additional account

The cost of an additional account (monthly)

personalized IBAN

The last 12 letters of the IBAN can be defined by the user to give the account an individual touch.

Payment
QR Bill

Scan QR code, confirm payment and the bill is settled!

Peer 2 Peer

Payments between Yapsters are processed within seconds - and are included in all price plans.

Foreign payment without exchange rate surcharge

Money transfers to over 80 countries are possible directly in the app with WISE. It's fast and inexpensive.

Domestic payments

The Free price plan includes 5 domestic payments per month (total incoming/outgoing), additional payments cost CHF 0.30

Additional domestic payments

The cost of additional domestic payments

Card
Visa Debit Card incl.

Ideal for making payments at home and abroad, as well as online: the practical Visa Debit Card, for which there are no additional fees.

Additional Visa Debit Card 01

The monthly cost of additional Visa Debit cards

Visa Debit Replacement Card

Depending on the price plan, the replacement card is included.

Virtual Visa Debit Card incl.

The virtual Visa Debit card is immediately available in the app.
No waiting, use all the advantages of YAPEAL immediately.

Additional virtual Visa Debit Card

The monthly costs for additional virtual Visa Debit cards

Virtual Visa Debit replacement card
Mobile Payment

Secure and contactless payment everywhere with your smartphone. It doesn't matter whether Apple Pay, Samsung Pay or Google Pay is used.

Cash withdrawal Switzerland in CHF

Cost of cash withdrawal in Switzerland from Swiss francs.

Cash withdrawals in Switzerland in EUR

Costs for cash withdrawal in Switzerland from EURO.

Cash withdrawal abroad

Frais de retrait d'espèces à l'étranger. Les exploitants de distributeurs automatiques à l'étranger peuvent prélever des frais pour le retrait d'espèces. YAPEAL n'a malheureusement aucune influence sur ce supplément.

No basic fee

With us, there are no basic fees for using the Visa Debit Card.

Shopping abroad

The possibility of making purchases abroad with the Visa Debit Card.

No exchange rate markup

We do not charge a premium on the VISA FX rate and pass it on 1:1. This makes us 3-5% cheaper than cards from traditional financial institutions.

Online shopping

Shop safely and at advantageous rates on the Internet.

Limit adjustment

Easily set spending limits in the app or in the web app.

Options
Specialties
Cashback

As a YAPSTER you benefit from attractive cashback offers from our partners.

Relationship confirmation

If required by your audit, we will prepare a confirmation of the business relationship for your company in accordance with the SBC template.

Support
In app support

Swiss support, just shake the app and contact our support.

E-Mail

Our support is also available by e-mail.

Special cases per 15min

We charge fees for special requests and questions (per 15 minutes CHF 25.-). However, this is extremely rare.

Service and prices are subject to change at any time. The most current version is shown on this website.