Your Solution. Enabled.

At the core of our operations lies a robust regulatory framework designed to ensure the highest levels of security, compliance, and stability.

Regulatory framework: Security, compliance, and stability you can trust

Seamless & secure access

  • Secure by design: Access your account with cutting-edge security measures, eliminating vulnerabilities from traditional passwords.

  • Two-factor authentication: A multi-layered approach ensures only you can access your account.

  • No passwords, no hassle: Enjoy frictionless login without compromising security.

  • Instant access recovery: Regain access immediately through a secure self-service mechanism.

Swiss-grade data protection

  • Swiss-hosted cloud security: Your data is stored in a highly secure environment, meeting the highest industry standards.

  • Expert-led monitoring: Our world-class security specialists continuously safeguard your assets.

Regulated & compliant

  • FINMA supervision: We operate under a Swiss FinTech license, ensuring strict adherence to regulatory standards.

  • AML & sanction controls: Advanced anti-money laundering protocols and real-time sanction screening at both individual and transaction levels.

  • Fraud prevention: Proactive measures to detect and mitigate fraud before it impacts you.

No risk, no speculation - your money is safe

  • Swiss National Bank: YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.

  • Zero risk-taking: In line with our FinTech license, we are not allowed to invest client funds.

With security, compliance, and stability at the forefront, our regulatory framework ensures that your assets are always protected.

Peace of mind with our Swiss regulatory framework and highest security standards

FINMA Regulated

YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.

Swiss Made

We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.

SNB Account

YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.

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Your Business. Enabled.