Your Solution. Enabled.

YAPEAL’s technology is built to deliver uninterrupted, secure, and high-performance financial services, so you can trust that your transactions are always processed smoothly and securely.

Technology layer: Enabling secure & seamless financial operations

Always on

  • Zero downtime: Our system remains fully operational 24/7 - no maintenance interruptions.

  • Proven reliability: Running without system unavailability since launch in 2020.

Dynamic system sizing

  • Cloud-powered efficiency: Scale up or down seamlessly to optimize performance and costs.

Secure by design

  • FINMA-regulated platform: Meeting Swiss regulatory and security standards.

  • Best-in-class security: Overseen by top security specialists to ensure your data and assets remain protected.

Straight-through processing

  • Fully digital & automated: Designed for real-time transactions with minimal manual interventions.

  • Optimized efficiency: Exception handling is kept to a minimum, ensuring smooth and automated processing.

Leading-edge technology

  • Next-gen core banking: Our proprietary Digital First platform powers financial services of the future.

  • Modern, flexible architecture: Built for agility, with continuous optimization and refactoring to stay ahead of industry needs.

Our technology isn’t just built for today - it’s engineered for the future. Experience a financial platform that’s always available, always secure, and continuously evolving.

Peace of mind with our Swiss regulatory framework and highest security standards

FINMA Regulated

YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.

Swiss Made

We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.

SNB Account

YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.

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Your Business. Enabled.