Simpler, faster, more transparent
We're not a bank - and that's why we're doing away with expensive branches and high fees as well as paperwork. Instead, we offer you all services where they belong: in your app.
Why YAPEAL?
Actually, the question is rather: Why not YAPEAL? Because we're not just a new Swiss account that's a little more digital than others. Instead, thanks to partnerships and integrations, we offer you new ways to receive, manage and transfer money. Simple. It is also easy to open a business account without paperwork.

Everything around your money. Full control. Everything in one app.

You can have your say about our future. In the forum.

We are 100% digital. Truly without paperwork.

Transfers and transactions are real time with us.

So fast and uncomplicated = I paid off my credit card - super app that brings joy. Something useful for a change!!!

Update: My new payroll account!💪 Standing orders programmed and Apple Pay is just awesome!!!
Even better now that payees are saved.... Payments to other Yapster within seconds 🎉💪 Rock on👍
You can get a regular account elsewhere.
We are not a traditional bank, but rather we start from the needs of the 21st century. That's why we want to make the whole process of dealing with money easier and integrate digital tools into your everyday life. The following features, integrations and benefits set us apart.

Mobile Payment
Apple Pay, Google Pay, Samsung Pay: Of course, you can also pay with your smart devices.
Transparent instead of expensive.
Choose your price plan. By the way, you can adjust it every month and upgrade it, for example, if you go abroad and want to withdraw money for free.