Exchanging money and withdrawing cash abroad usually cost an enormous amount. Depending on the bank card and provider, high fees may apply.
With YAPEAL, language students have the perfect offer. It knows no hidden fees, costs for cash withdrawals, bad exchange rates and other surcharges. Maximum transparency and simplicity are at the heart of the Swiss FINTECH.
Especially for the younger language students (under 18 years) YAPEAL is excellent because they are usually supported by their parents. With YAPINI they have the ideal bag money account to manage their finances together with their parents. With YAPINI, young students have these advantages:
their own (free) VISA debit card
instantly usable mobile payment with Apple Pay, Google Pay, and Samsung Pay.
Parents can see the account balance in the app
Parents can transfer money in real-time 24/7
(even on weekends and holidays)
Standing orders can be set up
The account cannot be overdrawn. Spending limits can be set
If the card is lost, it can be blocked immediately via a smartphone