If you learn how to handle money too late, you'll pay dearly for it.
That's why we launched Yapini: the free youth account that you can use to teach your child how to handle digital means of payment. We are convinced that this is an important step today and would like to support you.
Yapini is like the good old piggy bank. Only purely digital.
You can easily teach your child the value of money and why it pays to save.
Our account is just as suitable for pocket money or gifts from grandparents as it is for the first salary.
The advantages of Yapini
Guardians can see your child's account balance in your app.
Money can be transferred to your child in real-time.
A standing order can be set up for pocket money.
The debit card includes parental controls. Payments to gambling and other adult sites are blocked.
The account cannot be overdrawn. In addition, you can set a spending limit.
What is included in a Yapini subscription?
Deposit to account
Name your account (personalized IBAN)
1x free Visa Debit card plus an instant virtual card
Mobile Payment (Apple Pay, Google Pay & Samsung Pay)
Domestic payment, QR Bill, eBill
Bank transfer abroad
Without an exchange rate surcharge, 0.75 - 1.65% fee
Cash withdrawals in Switzerland in CHF (all providers), 2.-
Cash withdrawals in Switzerland in EUR (all providers), 5.-
Cash withdrawals internationally, 1,50%
Replace card in CHF (new card immediately available), 20.-
Special cases (per 15 minutes), 25.-
You must be at least 7 years old.
You need your smartphone or tablet and your email, ideally your cell phone number.
A parent or guardian needs a YAPEAL account.
We recommend setting up the account with your parents or a guardian.