YAPEAL's innovative digital platform and regulatory compliance framework enable both foreign and Swiss FinTechs to quickly and cost-effectively enter the Swiss market, ensuring regulatory adherence while fostering scalability and business growth in a competitive environment.
Source: pwc_The Swiss fintech licence
Foreign FinTechs must navigate various regulations set by Swiss authorities. Understanding local laws can be challenging, and non-compliance can lead to significant penalties.
Integrating their platform with existing banking systems, payment processors, or financial institutions is complex and time-consuming, especially if new technology needs to be developed that adheres to local standards.
Limited scalability of operations in Switzerland, contrasting with their streamlined processes in their home markets, hindering their ability to expand and compete successfully.
Not understanding local etiquette, communication styles, and purchasing behaviors is an impediment for building relationships and trust.
Leave the burdensome task of navigating the Swiss regulatory landscape with your partner YAPEAL, acting as a compliant intermediary.
Focus on your core business activities while ensuring adherence to local regulations.
Leverage YAPEAL’s established infrastructures to gain a better foothold in Swiss jurisdiction and enhance access to local customer base.
Use YAPEAL’s integration in Swiss market infrastructure and compliance framework to half the time for your go-to-market.
Scale your operations in this new market rapidly, building on YAPEAL’s technology platform.
Benefit from streamlined processes facilitated by Embedded Finance.
Create opportunities for market expansion, as you can now offer diversified financial products and services without extensive back-end development.
Significantly reduce operational costs by optimizing the integration of financial services and ensuring regulatory compliance through YAPEAL.
Invest more resources into innovation and customer acquisition strategies.
Leverage built-in local insights and existing consumer relationships to better understand preferences.
Engage your target audience effectively and build trust by adhering to local customs and culture.
Ready to create more value for your customers?
Let's turn embedded financial services into a key part of your product, unlocking new revenue streams and boosting engagement.
YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.
We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.
YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.
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