Your money. Enabled.

Managing your money and family finances has never been easier. Take control of your budget in real time, make smarter financial decisions, and stay on top of your goals effortlessly. 

It is easy, no paperwork needed and no hidden fees.

Already on your smartphone?

  1. Install YAPEAL App
  2. Log in with ID or passport
  3. Benefit from the advantages of YAPEAL

Already on your desktop?

Simply scan the QR code with your smartphone and open a YAPEAL account.

Apple Store

Google Play Store

Simpler, faster, more transparent.

We are not a conventional financial institution - and therefore we do without expensive branches, high fees and paperwork. Instead, we offer you all services where they belong: in your app, whether you are an adult, or a child, we have the right solution for you!

Open your account now, in less than five minutes.

Swiss account

  • Your personalized account number/name.

  • All payments at a glance.

  • Payee address book - find the right recipient.

  • Push messages for every transaction.

  • Statistics - your expenses clearly displayed.

  • Account statements - per transaction or period.

Debit card

  • Instant - ready for usage in an instant.

  • Transparent - keep track of your spending.

  • Best exchange rates when shopping abroad.

  • Full control of your Debit card - instant blocking in the app.

The app

  • Fastest digital onboarding.

  • Onboarding without any paperwork.

  • 100% realtime information - always up to date.

  • Maximum protection anywhere, anytime.

  • Track your bookings with picture and location.

  • Shake your phone for help.

Opened in 5 minutes

You can open your YAPEAL account within 5 minutes, no matter when and where you are. The account is available to you immediately after the complete opening.

Transparent instead of expensive. Our price plans.

Managing money should not be a question of money - but of your demands. Here you can find the price plan that suits you best.

Save up to 20% with an annual payment!

Monthly

Yearly

Loyalty

Free

Private

4.90

/Monthly

Private +

8.90

/Monthly

Basics

YAPEAL App

YAPEAL Web App

Account

Swiss account incl.

Personalized IBAN

Payment

Domestic payments

QR Bill

Peer 2 Peer

Foreign payment without exchange rate surcharge

Card

Visa Debit Card incl.

7.-

Visa Debit Replacement Card

20.-
20.-

Virtual Visa Debit Card incl.

Virtual Visa Debit replacement card

Mobile Payment

Cash withdrawal Switzerland in CHF

2.-
2.-

Cash withdrawals in Switzerland in EUR

5.-
5.-

Cash withdrawal abroad

1.50%
1.50%

No basic fee

Shopping abroad

No exchange rate markup

Online shopping

Limit adjustment

Options

3a Pension plan

Yapini

Specialties

Cashback

Support

In app support

E-Mail

Special cases per 15min

25.-
25.-
25.-

Service and prices are subject to change at any time. The most current version is shown on this website.