Stay flexible and in control with YAPEAL. Our easy-to-use Business Account, Cards, and Payment solutions replace manual processes, enabling you to focus on your core business with real-time insights, transparency, and no hidden costs.
Our CHF accounts provide real-time financial management, digital expense tracking, and competitive rates with transparent pricing. Pay easily with self-created IBANs, QR codes, eBill, and cards—all Swiss made.
Streamline expenses with our digital card solution, reducing errors and policy violations. Boost employee satisfaction with no out-of-pocket payments, full spend transparency, and greater trust.
Social cards benefit both municipalities and recipients, ensuring effective aid distribution and financial control while empowering individuals to manage their needs with dignity. A true win-win solution.
For high-value transactions, urgent payments, or cash flow optimization, instant A2A payments offer speed, transparency, and control - no intermediaries, no delays. Instant. Secure. Essential.
If you need a solution around digital accounts, payments or expense cards, YAPEAL has you covered. Check out our solutions below, and if you are not sure, we are here to help. Let's talk.
Running a business is demanding, and managing finances shouldn’t slow you down. YAPEAL’s cloud-native, real-time Digital First platform is built entirely in-house, free from legacy constraints, giving you a faster, more cost-effective way to manage your business accounts and expenses.
Designed for businesses of all sizes, YAPEAL ensures Swiss-grade security, stability, and compliance while offering the flexibility to scale with your growth. Lower costs, smarter finances, and real-time financial control - because you should focus on running your business, not managing your bank.
YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.
We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.
YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.
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One month free trial period: Test it thoroughly, at no costs, after onboarding.
Cancel anytime: No cancellation fees, as with our cards, you can cancel within minutes.
24/7 Swiss located support team.
