Your Business Expense Cards. Enabled.
YAPEAL’s ready to use expense card solution for businesses streamlines expense card management, offers greater control, transparency, and efficiency while empowering employees with seamless payment tools.
YAPEAL’s ready to use expense card solution for businesses streamlines expense card management, offers greater control, transparency, and efficiency while empowering employees with seamless payment tools.
Reduce overspend and misuse by up to 15%.
Managing your expenses smartly and efficiently is one of the major drivers to streamline your operations, become more efficient, and save cost.
Managing multiple cards, setting limits, and auditing transactions can be time-intensive. On- and off-boarding incl. daily expense transactions are usually paper based.
A spending limit is typically established as a maximum, rather than for normal business operations. Also, spending is rarely limited to certain categories or geographies. This can lead to misuse and overspend, impacting overall budget.
Traditional expense cards often involve waiting for the monthly statements and then for employees to submit receipts and reconcile expenses manually, leading to delays and inaccuracies.
Employees often experience delays in getting approvals or receiving their expense cards, which disrupts their workflow. This inefficiency leads to frustration as they can’t access necessary funds on time, hindering productivity.
1. Intuitive Web Interface and Mobile App for Instant Card Issuing for new Employees or Accounts
2. Digital cards immediately available in your wallet of choice
3. Ready to be used at 150 Mio. Visa merchant locations globally
Onboarding
Live in 5 min
Get automatic reconciliation with HR (e.g. Personio).
Avoid excessive spending limits - adjust them on demand.
Benefit from embedded logic (geo blocking, excluded expense types etc.).
Take advantage of real-time reporting and tracking.
Manage receipts efficiently.
Pre-assign cards to a project or P&L item.
Switch easily between legal entities.
Benefit from smooth integrations with accounting- and ERP-applications.
Benefit from our:
Multicurrency capability: Keep the money in the currency you need it. No need to convert forth and back.
Attractive rates for foreign transactions: We offer you favourable exchange rates of up to 4% less than traditional Institutions.
Transparent and fair handling fees: No hidden costs, fees and rates are communicated upfront and up to 50% lower than your traditional provider.
YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.
We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.
YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.
Open your YAPEAL business account today and experience maximum security, minimum effort and a solution tailored for Swiss businesses!
Sailing Across the World with YAPEAL - A Journey Like No Other! Read more here
Save Time and Effort with an Expense Card Solution from YAPEAL. Read more here
Reclaim Control of your SaaS Budget with a Subscription Expense Solution from YAPEAL. Read more here
One month free trial period: Test it thoroughly, at no costs, after onboarding.
Cancel anytime: No cancellation fees, as with our cards, you can cancel within minutes.
24/7 Swiss located support team.
Our plans are build to scale with your company - Transparent, Simple and Scalable.
Find the plan that fits your needs. Your Business. Enabled
Monthly
Yearly
49.00
/Monthly
Up to 20 Visa Debit Cards
2 Additional Visa Debit Cards (CHF)
Up to 50 Virtual Visa Debit Cards
2 Additional Virtual Visa Debit Cards (CHF)
Unlimited Cashback*
119.00
/Monthly
Up to 200 Visa Debit Cards
2 Additional Visa Debit Cards (CHF)
Up to 500 Virtual Visa Debit Cards
2 Additional Virtual Visa Debit Cards (CHF)
Unlimited Cashback*
*Depending on transaction volume
Not sure, which price plan is right for you? Let us help you.