YAPEAL GROWTH SOLUTIONS

Your Growth. Enabled.

Grow your business with YAPEAL. Our Embedded Finance solutions for (Banks, Retailers, Mobility Service Providers, Fiduciaries etc.) enable you to enhance customer experience, innovate, and unlock new revenue streams - seamlessly integrated into your customer journey and value chain for greater impact.

Trusted by

With our Digital First platform, your customers can access top-notch financial services right from your business - no need to go anywhere else!

Plus, our fully customizable white-label solution lets you brand the service as your own, offering a seamless experience under your company’s name. 

Improve Customer Experience

By embedding our financial services into your daily customer interactions, deliver a smoother and more engaging experience, creating a stickier and more valuable relationship.

Create new business models

Experiment with and adopt innovative business models where an integrated financial product makes the difference, allowing you to differentiate yourselves in the market and realise new revenue streams.

Grow your business

Building financial services from scratch is costly and slow. Embed our financial solutions to reduce complexity and speed time-to-market - turning finance into a growth driver.

Safe and compliant client identification

Adopt our embedded KYC solution to simplify compliance with complex financial regulations. Streamline onboarding and provide personalized services while ensuring security for your customers.

Your Growth. Enabled.

With an embedded solution from YAPEAL, it is all about you, your customers and their customers or employees. Let us show you the magic you can create with us.

Your Financial Solution. Enabled.

Running a business is demanding, and managing finances shouldn’t slow you down. YAPEAL’s cloud-native, real-time Digital First platform is built entirely in-house, free from legacy constraints, giving you a faster, more cost-effective way to manage your business accounts and expenses.

Designed for businesses of all sizes, YAPEAL ensures Swiss-grade security, stability, and compliance while offering the flexibility to scale with your growth. Lower costs, smarter finances, and real-time financial control - because you should focus on running your business, not managing your bank.

Agile & integrated

  • Deliver what your customers need, when and where they need it. 

  • Integrate our Embedded finance solution seamlessly into their journey, enabling fast, flexible financial solutions that adapt to their business- boosting satisfaction and keep you ahead of the curve.

Self-sovereign

  • Take control and ownership of your own financial data, assets, and interactions without relying on intermediaries of the traditional banks. 

  • Win back full ownership of your customer's experience, and all the data related to it.

Higher ROI

  • By leveraging modern APIs and flexible platforms, you reduce overhead, improve scalability, and deliver faster, personalized solutions - all at a fraction of the cost.

  • Lower complexity, better customer retention, and streamlined operations means a lower Total Cost of Ownership (TCO) and higher Return on Investment (ROI) for your business.

Tailored & white-label

  • Offer unique features and terms that work for your customers. 

  • Fully customize the experience with our flexible API - all while staying true to your corporate identity with our white labelled solution.

Let’s enable you to grow your business today.

Peace of mind with our Swiss regulatory framework and highest security standards

FINMA Regulated

YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.

Swiss Made

We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.

SNB Account

YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.

Join our 800+ business customers

One month free trial period: Test it thoroughly, at no costs, after onboarding. 

Cancel anytime: No cancellation fees, as with our cards, you can cancel within minutes.

24/7 Swiss located support team.

Your Growth. Enabled