Fast and digital financing solutions for SMEs from Kamuno

March 25, 2026

Overview credits from Kamuno for a Swiss business

SMEs are the backbone of the Swiss economy, yet smaller businesses in particular often struggle to obtain bank loans. Many shy away from the bureaucratic effort, or are not considered a priority target group by traditional banks.

Kamuno offers SMEs a straightforward solution to bridge short-term liquidity gaps, simple and digital. Through the platform, SMEs can submit a loan application in just a few clicks, without complex processes or long waiting times.

What makes it special: Kamuno provides an initial assessment of the possible loan amount within just a few minutes. To achieve this, Kamuno relies on innovative technologies and partners.

Current economic situation

The current economic climate demands a level of flexibility from companies that SMEs are often hardly able to maintain: unstable purchasing prices, skyrocketing energy costs, and uncertain sales markets. If, on top of that, something as simple as a machine or delivery vehicle breaks down, or a customer pays late, or not at all, liquidity shortages can quickly arise.

The SME loan from Kamuno

With the SME loan from Kamuno, you gain full flexibility, again and again, without having to submit a new application each time.

How does it work? Very simply and entirely online:

Visit our application page, provide the required information, and upload the necessary documents. We review your application within a few days and inform you of the credit amount we can offer.

This credit line is then available to you, and you can withdraw flexible amounts from it.* The best part: costs are only incurred on the portion of the credit line that you actually use.

This ensures you always have access to liquidity, no matter what challenges you face.

How large could my credit line be?

Have we sparked your interest?
Would you like to know how large the credit line for your company could be?

We are happy to provide you with a quick, digital, and non-binding initial estimate of your potential credit amount.

Rely on an SME loan from Kamuno and stay flexible and liquid in any situation.

About Kamuno

Kamuno is a subsidiary of Urner Kantonalbank (UKB). UKB has been the majority shareholder and a key supporter from day one. On this solid foundation, Kamuno, together with established partners, builds innovative digital credit solutions for SMEs.

The Kamuno team, led by CEO Regis Lehmann, combines experience from the financial and insurance sectors with innovative technological expertise, allowing SMEs to focus on their core business.

*Initial drawdown: minimum 50% of the approved credit line.