Business loans
Get a simple, fast, and fully digital business loan for your SME in Switzerland.
Within minutes, discover your available credit limit and access flexible financing up to CHF 250,000, without paperwork or bank appointments.
Whether you need working capital, growth financing, or short-term liquidity, getting your Kamuno online SME loan estimate makes it easy to secure funding.
1 Fill out the loan application form below
2 Get an instant credit eligibility estimate
3 Request your loan up to CHF 250,000
Immediate initial assessment
Receive an initial estimate of your possible credit limit within minutes – directly and without any documents.
Fast digital application
The entire process is digital. No appointments, no paperwork. Just fill out and submit.
Flexible credit line
Use your credit line exactly when you need it. You only pay for what you actually use.
Credit line up to CHF 250,000: Flexible drawdowns within a credit line of up to CHF 250,000.
Attractive interest rates from 3.5%: Interest rate depending on the risk profile, with terms of 12, 24, or 36 months.
Transparent repayment: Monthly repayments with no hidden costs, thanks to an all-in-one fee.
You can receive a loan estimate within minutes and complete the entire application online.
Eligible businesses can access credit lines of up to CHF 250,000.
No. Documents are only required if you decide to proceed with the loan application.
No. A loan estimate is free and non-binding, with no obligation to proceed.
YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.
We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.
YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank. Disclaimer: Deposit protection according to Art. 7a BankV is not guaranteed.