YAPEAL Embedded
With Kamuno, small and medium-sized enterprises (SMEs) in Switzerland gain access to a fast, digital, and straightforward financing solution. Through the new platform, SMEs can apply for a loan in just a few clicks—without complex processes or long waiting times.
Powered by Kamuno
In everyday business, decisions need to be made quickly: accepting orders, financing projects, making investments. With Kamuno’s credit line – directly through Yapeal – you immediately know what limit is available for your company.
Your benefits with Kamuno
Immediate initial assessment
Receive an initial estimate of your possible credit limit within minutes – directly and without any documents.
Fast digital application
The entire process is digital. No appointments, no paperwork. Just fill out and submit.
Flexible credit line
Use your credit line exactly when you need it. You only pay for what you actually use.
Credit line up to CHF 250,000: Flexible drawdowns within a credit line of up to CHF 250,000.
Attractive interest rates from 3.5%: Interest rate depending on the risk profile, with terms of 12, 24, or 36 month.
Transparent repayment: Monthly repayments with no hidden costs, thanks to an all-in-one fee.
Get an immediate assessment of the credit limit available for your company — simply complete the check below and submit a request
YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.
We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.
YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank. Disclaimer: Deposit protection according to Art. 7a BankV is not guaranteed.