SUCCESS STORY: MONEYSWAPP GROWTH WITH VIRTUAL IBAN

Scaling Smart: How the MoneySwapp Group Accelerated Growth with YAPEAL’s Virtual IBAN Platform

MoneySwapp Group runs four fast-growing online currency-exchange platforms; Cambiavalute.ch, Changenligne.ch, Geldwechselonline.ch, and Moneyswapp.com, serving thousands of retail and business customers who expect speed, accuracy, and transparency in every transaction.

As the company expanded across multiple brands, it reached a critical inflection point. The existing setup could no longer keep pace with rising transaction volumes, complex customer onboarding, and the need for absolute compliance.

Our customers trust us to move their money safely and efficiently. To keep that trust while growing fast, we needed an infrastructure partner that combined agility with regulatory strength.

Pietro Aulisio

CEO, MoneySwapp Group

The Challenge: Scaling Without Losing Control

MoneySwapp was expanding quickly across multiple brands, but its back-office systems were starting to show capacity strains. Manual reconciliation and account management processes were slowing things down, and onboarding new customers was becoming increasingly time-consuming. Growth was no longer limited by market demand, and could only be achieved by automating the process.

The team wanted to:

  • Assign dedicated virtual IBANs to each client for precise fund allocation.

  • Automate reconciliation to eliminate errors and reduce support requests.

  • Onboard new brands and customers quickly, without adding manual workload.

The Solution: YAPEAL’s Virtual IBANs and API-First Platform

That’s where YAPEAL came in. With its FINMA-licensed FinTech platform and API-first Business Account and Virtual IBAN solution, YAPEAL offered the perfect balance between innovation, compliance, and scalability.

YAPEAL stood out for three reasons:

  • Regulatory excellence: A FinTech licence under Art. 1b BA ensured full AML/KYC alignment.

  • Technology-first design: The API-driven platform was ready to plug directly into MoneySwapp’s existing systems.

  • Speed to value: Clear documentation and a responsive team made onboarding simple and predictable.

We built YAPEAL to help ambitious FinTechs like MoneySwapp grow with confidence. Their success shows how regulation and innovation can move together.

Michael Eidel

CEO, YAPEAL

Onboarding: From Testing to Production in Record Time

The onboarding process was straightforward and collaborative. Together, the teams validated all core flows, account opening, virtual IBAN creation, inbound payments, and data extraction without disruption. As a team, they anticipated what was needed and turned what could have been a complex integration into a smooth transition.

Minor issues were quickly resolved, and within weeks, the solution was fully operational. 

The Results: Effortless Growth and Happier Customers

Within just ten working days, MoneySwapp activated hundreds of virtual IBANs across its brands. That speed allowed it to onboard new customers faster and reconcile payments almost instantly, freeing its team to focus on service, not spreadsheets all while keeping compliance and reconciliation completely automated.

The impact was immediate:

  • Instant scalability:  New brands and customers onboarded with no operational bottlenecks.

  • Greater efficiency:  Reconciliation time and manual work was cut dramatically by API-driven automation.

  • Better customer experience: Dedicated IBANs eliminated confusion in fund allocation and created fewer support tickets.

  • Sustainable control: Compliance and governance built into every transaction.

With YAPEAL, we can focus on serving customers, knowing compliance and automation are on our side. It's exactly the kind of partnership you want when scaling a financial platform.

Pietro Aulisio

CEO, MoneySwapp Group

What's Next

MoneySwapp is now preparing to extend its partnership with YAPEAL by exploring multi-currency expansion while maintaining the same level of automation and compliance.

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