SUCCESS STORY:

Swibeco simplifying employee benefits through embedded finance innovation

Empowering employees, simplifying HR

Thanks to the flexibility of YAPEAL’s solution, Swibeco can continuously expand its Flexible Benefits ecosystem to address new needs, strengthening company culture, boosting employee satisfaction and freeing up valuable HR time. 

The Power of YAPEAL: Simplifying benefits access with One Card

Thanks to YAPEAL’s Cards-as-a-Service platform, Swibeco offers companies a single card that integrates multiple budgets for lunch, mobility, health and wellbeing and leisure and holidays. No more juggling multiple cards or waiting weeks for activation. Employees receive their card instantly and can start using their benefits right away, wherever they are. 

 

What employees appreciate most is the speed and ease of use. Having everything in one place, accepted across the VISA network, truly changes how they experience their benefits 

Nicolas Babot

Chief Product Officer at Swibeco

Fast integration, seamless experience

Behind the scenes, YAPEAL’s user-friendly APIs allowed Swibeco to integrate the solution in record time. For HR teams, this means less admin, automatic updates and a clear overview of all benefits. For employees, it means freedom of choice and a smooth, modern payment experience. 

Innovation built for the future

This partnership isn’t just about technology, it’s about building the future of employee experience. YAPEAL’s flexible solution enables Swibeco to scale and evolve its Flexible Benefits ecosystem, delivering measurable value for employers by reinforcing company culture, enhancing employee satisfaction and reducing HR complexity. 

At Swibeco, we constantly seek ways to simplify and enhance employee Flexible Benefits. With YAPEAL, we bring embedded finance into HR, setting a new standard for flexibility and engagement 

Ivan Brustlein

Founder & CEO at Swibeco

With Swibeco, we demonstrate how embedded finance solutions from YAPEAL can deliver real, measurable value. By integrating our Cards-as-a-Service and APIs into their digital platform, we simplify access to employee benefits, enhance user experience and free up valuable time for HR, exactly the kind of impact embedded finance should deliver 

Michael Eidel

CEO at YAPEAL

Success Stories

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