Zurich, September 29, 2026 – YAPEAL has again been recognised by BILANZ and Statista as one of the three most innovative SMEs in the Swiss financial sector. In the ranking "Top innovative Unternehmen der Schweiz 2027", YAPEAL placed third among financial services companies with fewer than 250 employees.
The ranking assesses companies on product innovation, process innovation and innovation culture, based on a survey of more than 4,000 experts and employees.
Digital First platform as the driver of innovation
At the heart of YAPEAL's innovation is its fully cloud-native digital-first platform, which processes a wide range of transactions in real time. Through modern APIs, partners leverage YAPEAL’s ledger-as-a-service offering or seamlessly integrate financial services such as accounts, payments or cards into their own value chains to offer them under their own brand to their clients. Digital business accounts and sophisticated expense cards with fully integrated expense management are also offered to business clients directly under the YAPEAL brand. This allows YAPEAL to serve both the B2B and the B2B2X market with innovative solutions.
Tech agility meets compliance
As the holder of the first Fintech licence in Switzerland, YAPEAL combines superb technological agility with the highest standards of compliance and security.
Being recognised among the most innovative SMEs in the Swiss financial sector for the second year in a row confirms our strategic focus on offering financial solutions to the business segment, both directly and embedded. Our digital-first platform allows partners and businesses to offer financial services exactly where their customers need them, in real time and with Swiss-grade security. This recognition belongs to our entire team, whose ideas and commitment drive YAPEAL forward every day.
Dominik Bollier
CEO & Chairman, YAPEAL
About YAPEAL:
YAPEAL is a Swiss fintech company founded in 2018 and holds the first fintech licence in Switzerland. Recognised by BILANZ and Statista as one of the most innovative SMEs in the Swiss financial sector for two years in a row, YAPEAL offers companies and their end customers both directly accessible and seamlessly integrated financial services through its Digital First platform. These solutions enable businesses to enhance customer experience, generate growth and improve efficiency. YAPEAL's headquarters are located in Zurich.