Our service is now also available to Swiss citizens living abroad in neighboring countries. Uncomplicated, fast and conveniently opened within a few minutes.
What makes us unique? Our customers know what they are paying for. We don't know about hidden fees for transfers, costs for cash withdrawals, bad exchange rates and surcharges on account management fees.
We were the first FINTECH in Switzerland to receive FINMA approval. We are particularly proud of this. Our headquarters are in Zurich, where our developers also work. Our customer service is there for you almost around the clock, also based in Switzerland.
A motivated and experienced team is working on the future of Swiss banking. Our investor Bank Vontobel, a Swiss guarantor for security and trust, shows that we are on the right track.
Reliable as a Swiss watch. How we do it remains our secret, like Appenzeller cheese.
Our top priority is simple, straightforward and fast. The digital experience begins with the first contact and the account is opened within minutes - all from the comfort of your warm room at home.
Paying bills and transferring money has never been so easy, whether it's a Swiss payment or an international transfer. Done with a few clicks and executed in real time.
No matter in which currency or to which destination, our payments are executed in real time - no matter where and when you are, without surcharges of course. Whether e-bill or QR-bill, your bill is paid in no time, leaving you more time for more important things in life.
When visiting your old home country or abroad. With YAPEAL you are independent. Moreover, you no longer have to worry about costs or exchange rates when withdrawing cash or paying. We set no limits, except for the fees, because we do not know them.
You have your spending under control in the app and know what you spend your money on. You can also set the card pin yourself, as well as the amount of your monthly limit. Lost your card? Exchanged in real-time and immediately usable with your pay function in the wallet.
Your money is in Switzerland, in your account and available to you at any time. In addition, we make no compromises in terms of security and rely on the latest security technology developed by the ETH Zurich - typically Swiss.