The YAPEAL app offers a digital wallet for flexible management of finances anywhere. The option to pay bills is open to the user at any time, and online shopping also benefits from a favorable exchange rate. In addition, there are numerous other benefits.
YAPEAL Web App
All information conveniently on the big screen.
Swiss account incl.
The entrusted money is kept in an account in Switzerland and can be accessed by the owner at any time. There is hardly a safer place for the money.
The last 12 letters of the IBAN can be defined by the user to give the account an individual touch.
Payments from own account to any Swiss IBAN.
Scan QR code, confirm payment and the bill is settled!
Peer 2 Peer
Payments between Yapsters are processed within seconds - and are included in all price plans.
Foreign payment without exchange rate surcharge
0.75 – 1.65%
0.75 – 1.65%
Transfer money directly in our app with WISE to over 80 countries. It's fast and costs little.
Visa Debit Card incl.
Ideal for making payments at home and abroad, as well as online: the practical Visa Debit Card, for which there are no additional fees.
Visa Debit Replacement Card
Depending on the price plan, the replacement card is included.
Virtual Visa Debit Card incl.
The virtual Visa Debit card is immediately available in the app.
No waiting, use all the advantages of YAPEAL immediately.
Virtuelle Visa Debit Ersatzkarte
Secure and contactless payment everywhere with your smartphone. It doesn't matter whether Apple Pay, Samsung Pay or Google Pay is used.
Cash withdrawal Switzerland in CHF
Cost of cash withdrawal in Switzerland from Swiss francs.
Cash withdrawals in Switzerland in EUR
Costs for cash withdrawal in Switzerland from EURO.
Cash withdrawal abroad
Frais de retrait d'espèces à l'étranger. Les exploitants de distributeurs automatiques à l'étranger peuvent prélever des frais pour le retrait d'espèces. YAPEAL n'a malheureusement aucune influence sur ce supplément.
No basic fee
With us, there are no basic fees for using the Visa Debit Card.
The possibility of making purchases abroad with the Visa Debit Card.
No exchange rate markup
We do not charge a premium on the VISA FX rate and pass it on 1:1. This makes us 3-5% cheaper than cards from traditional banks.
Shop safely and at advantageous rates on the Internet.
Easily set spending limits in the app or in the web app.
3a Pension plan
Learn all about retirement planning from YAPEAL and Vontobel.
Option to open a digital account for children and young people (Recommended for ages 7 and up).
As a YAPSTER you benefit from attractive cashback offers from our partners.
In app support
Swiss support, just shake the app and contact our support.
Our support is also available by e-mail.
Special cases per 15min
We charge fees for special requests and questions (per 15 minutes CHF 25.-). However, this is extremely rare.
Service and prices are subject to change at any time. The most current version is shown on this website.