Your child. Enabled.

Teach your child to take control of finances early to avoid stress and costly mistakes. The free youth account helps them learn digital payments. It’s easy, with no paperwork or hidden fees - an important step in today’s digital world.

Already on your smartphone?

  1. Install YAPEAL App
  2. Log in with ID or passport
  3. Benefit from the advantages of YAPEAL

Already on your desktop?

Simply scan the QR code with your smartphone and open a YAPEAL account.

Apple Store

Google Play Store

Yapini is like the good old money box. Only purely digital.

Your child can easily and safely discover the value of money and why it pays to save. Our account is just as suitable for pocket money or gifts from grandparents as it is for the first salary.

Open your account now, in less than five minutes.

The advantages of Yapini

  • Guardians can see your child's account balance in your app.

  • Money can be transferred to your child in real-time.

  • A standing order can be set up for pocket money.

  • The debit card includes parental controls. Payments to gambling and other adult sites are blocked.

  • The account cannot be overdrawn. In addition, you can set a spending limit.

What is included in a Yapini subscription?

  • Deposit to account.

  • Name your account
    (personalized IBAN).

  • 1x free Visa Debit card plus an instant virtual card.

  • Mobile Payment (Apple Pay, Google Pay & Samsung Pay).

  • Domestic payment, QR Bill, eBill.

  • Bank transfer abroad.

  • And much much more….

The conditions

  • You must be at least 7 years old.

  • You need your smartphone or tablet and your email, ideally your cell phone number.

  • A parent or guardian needs a YAPEAL account.

  • We recommend setting up the account with your parents or a guardian.

Opened in 5 minutes

You can open your YAPEAL account within 5 minutes, no matter when and where you are. The account is available to you immediately after the complete opening.