Your Swiss Business Account. Enabled.

Running a business is tough - managing finances shouldn’t be. Open a digital Swiss business account with YAPEAL in minutes. Simple, fast, and secure, so you can focus on growing your business.

Open a Swiss Business Account
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Reduce services and FX fees by up to 50% with a Swiss business account from YAPEAL.

It doesn't matter whether you are a start-up or a large enterprise, we all operate in a fast moving and digital world, but then ... you need a new business account, and you experience this.

Businesses typically face a number of challenges with traditional bank accounts

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Lengthy onboarding

Traditional banks have complex onboarding with extensive paperwork, in-person visits, and slow approval times. Opening accounts for international businesses or startups is even harder due to strict compliance checks.

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High fees & hidden costs

Traditional business accounts can have high fees, including monthly maintenance, transaction, wire transfer, and foreign exchange charges, along with additional costs for overdrafts, check processing, and cash deposits.

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Poor digital experience

International transactions can take days, delaying cash flow. Limited business hours and poor customer support slow operations. Outdated online banking and clunky mobile apps hinder efficiency and integration.

Your solution: The YAPEAL Swiss business account, reimagined for Swiss businesses

A design featuring a computer screen displaying an interface. Beneath the visual, a blue background displays the text 'KYC,' alongside a person icon and a checkmark. Below that, another blue background shows the text 'Onboarding,' paired with a lines icon and a checkmark. At the bottom, a final blue background presents the text 'Done!,' accompanied by a handshake icon and a checkmark.

Quick and seamless account opening

  • Say goodbye to paperwork! Open your Swiss Franc business account in minutes with our fully digitized process.

  • Get started immediately and take control of your finances without unnecessary delays.

A design showcasing an interface on a device with different services. Below the visual, a blue background carries the text 'Self-designed,' accompanied by a paint palette icon and a checkmark. Below it, a blue background carries the text 'personalized IBAN,' accompanied by a finger print icon and a checkmark.

Self-designed, personalized IBAN

  • Stand out and add a professional touch for your clients and partners.

  • Minimize the risk of confusing IBANs by making them unique.

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Convenient payment options

  • Simplify payments with eBill and QR-code integration, making invoicing and payments as smooth as possible.

  • Save time and ensure accuracy by eliminating manual payment entry errors.

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Physical and virtual cards

  • Gain access to both a physical and virtual card, tailored to your business needs.

  • Enjoy secure transactions and the flexibility to pay on the go or online. Seamlessly.

A design showcasing a banking interface on a device. To the right of the interface, a blue background on the left displays the text 'CHF' alongside a Swiss flag, symbolizing the Swiss franc. On the right, multiple blue backgrounds display the labels 'GBP,' 'EUR,' 'USD,' 'YEN,' and more — each paired with its respective national flag. An arrow connects the Swiss franc design to the other currencies, symbolizing international currency exchange. On top of it, a blue cercle with a text " Save* up to 4% "

Competitive fees and FX rates

  • Benefit from highly competitive fees and low FX rates for unlimited transactions.

  • Save on costs compared to traditional banks while enjoying world-class services.

Peace of mind with our Swiss regulatory framework and highest security standards

FINMA Regulated

YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.

Swiss Made

We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.

SNB Account

YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank.

Why a Swiss business account from YAPEAL makes a difference

  • Speed of account opening, it only takes 10 to 15 minutes to complete the process.
  • Transactions within seconds compared to days.
  • Cost efficiency through less administration, lower fees and no minimum balance.
  • Accessibility and customer support - our Swiss support team is here for you.

Ready to simplify your business account?

Open your YAPEAL business account today and experience maximum security, minimum effort and a solution tailored for Swiss businesses!

Success Stories

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Join our 800+ business customers

One month free trial period: Test it thoroughly, at no costs, after onboarding. 

Cancel anytime: No cancellation fees, as with our cards, you can cancel within minutes.

24/7 Swiss located support team.

Book a Demo

Price Plans for Swiss Business Account

Our plans are build to scale with your company - Transparent, Simple and Scalable.

Find the plan that fits your needs. Your Business. Enabled

Save up to 20% with annual payment!

Monthly

Yearly

Free

Free

Start now

1x Swiss Account

5x Domestic Payments

Additional Domestic Payments (CHF 0.30)

QR Bill

1x Visa Debit Card

1x Virtual Visa Debit Card

Personalized IBAN

Virtual Wallet

Essential

9.00

/Monthly

Start now

1x Swiss Account

Unlimited Domestic Payments

Unlimited Additional Domestic Payments

QR Bill

Up to 3 Visa Debit Cards

Up to 5 Virtual Visa Debit Cards

Personalized IBAN

Virtual Wallet

Service and prices are subject to change at any time. The most current version is shown on this website.

 

* Depending on transaction volume

For organizations with larger and more complex requirements, we provide an Enterprise Solution. Please contact us to discuss a customized solution that fits your needs, and to inquire about pricing.

Your Business. Enabled.

Only a few clicks away from your smarter, simpler business account.